and so for me, i grew up in zimbabwe in a very stressful environment and so my primary driver is fear. my urge is to protect. when i make decisions, my first thought is, how do i protect myself, that is the overwhelm g overwhelmingly largest segment of society driven by fear. next is happiness. next is commitment the reason we wrote the book, people do not think about their emotions. when they make the same mistakes over and over it's because emotions are making a decision when it comes to money. >> i want viewers to go to the website here. this is the quiz to determine your money mind. it is mymoneycode.com here. >> this has to go to honest conversations. >> fascinating. >> honest conversations with an "s." our team took it, most of the team spend money and save money and motivation is fear just like you said. i took the quiz, as well. and the results were 43% fear, 43% happiness. that's how i determined how i spend or how i save. what is that saying. >> a balanced approach. what it says is that you -- that you're very -- it's very unusual, by the way. >> really? >> overwhelmingly, 8